Retirement | Britannica Money

RetirementRetirementSocial Security Disability Insurance: How to qualify and what affects your benefitsIncome when working isn’t an option.RetirementSnowbird? Empty nester? Tax tips to consider if you spend time in two statesDo you know your residency rules?Recently PostedTransfer taxes: How gift, estate, and generation-skipping (GST) taxes fit togetherA unified system for taxing large transfers of wealth.Employee stock ownership plans (ESOPs): Owning a piece of your employerWhen company stock becomes a retirement benefit.Profit-sharing plans: Retirement money, not a bonusA valuable benefit with a misleading name.Defined Contribution PlansSee allEmployee stock ownership plans (ESOPs): Owning a piece of your employerWhen company stock becomes a retirement benefit.Profit-sharing plans: Retirement money, not a bonusA valuable benefit with a misleading name.401(k) vesting schedules: Cliff, graded, and immediate ownershipHow long until you own your employer’s match?Estate PlanningSee allTransfer taxes: How gift, estate, and generation-skipping (GST) taxes fit togetherA unified system for taxing large transfers of wealth.Special needs trust: 8 steps to securing a plan for future careProtect assets without forfeiting government benefits.Estate planning strategies for dependents with disabilitiesPeace of mind for you and your family.Pensions & AnnuitiesSee allUnderstanding annuities: Should you buy one?Weigh the costs and complexities.Could a multiyear guaranteed annuity be part of your retirement planning?A steady and predictable income stream.Fixed vs. variable annuity: Choosing the right option for your retirement goalsStability or potential for growth?Retirement LivingSee allRetirement lifestyle inflation: Too much fun today can make for a difficult tomorrowHelp your nest egg go the distance.Assisted living 101: Questions to ask about timing, care, and costsWhen independence needs a hand.Planning for health care costs in retirementTake control of what you’ll spend on care.Retirement PlanningSee allRetirement Savings and Strategy for the HomestretchA Britannica Money Learning JourneyRetirement planning: Are you comfy with money math?A Britannica Money Learning JourneyRetirement Ready: Budgeting, Relocating, and Leaving a LegacyA Britannica Money Learning JourneySocial Security & MedicareSee allSocial Security Disability Insurance: How to qualify and what affects your benefitsIncome when working isn’t an option.Medicare Part D: Navigating prescription drug coverageA drug plan doesn’t have to be a bitter pill to swallow.Calculating your Social Security benefits? Breakeven ages and how to decideTailor the formula to your unique needs.